First-Time Home Buyers Guide: Choosing Your Mortgage Rate

When you’re shopping for a mortgage rate, the economy sets baseline rates. Everything else is based on you. Here’s how to get the lowest rates. Source: First-Time Home Buyers Guide: Choosing Your Mortgage Rate This article gives a good overview of the various loan programs available and how they impact rate. …

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Understanding Mortgages – What Is the Right Amount for a Down-payment?

One of the decisions the prospective homeowner will make in their quest to purchase a home is the amount of the down-payment.  This is obviously a very important decision and a decision that warrants analysis and forethought. There is no simple “rule of thumb” that can be applied to what the …

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